How compounding works
Each month’s profit is added to the balance, so the next month’s return is calculated on a bigger number.
Balance after n months = start × (1 + r)n (plus deposits added each month)
Example: $1,000 growing 5% a month becomes about $3,225 after 24 months, with no deposits.
Keep expectations realistic
Consistent returns of 5% or more every month are rare, even for professional funds. Losing months reduce the compounding effect sharply. Use this tool to plan targets, not to promise results.
Frequently asked questions
Is 10% a month realistic in forex?
Very few traders sustain it. Returns that high usually require large risk, which also brings deep drawdowns.
Are deposits added at the start or end of the month?
This calculator adds them at the end of each month, after that month's return.